Collections Adviser, Financial Health

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<strong><em>🚀 We’re on a mission to make money work for everyone.<br><br></em></strong>We’re waving goodbye to the complicated and confusing ways of traditional banking.<br><br>After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as personal and business bank accounts, we offer joint accounts, accounts for 16-17 year olds, a free kids account and credit cards in the UK, with more exciting things to come beyond. Our UK customers can also save, invest and combine their pensions with us.<br><br>With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!<br><br>We’re not about selling products - we want to solve problems and change lives through Monzo ❤️<br><br>Hear from our UK team about what it's like working at Monzo ✨<br><br>📍Location Remote in the UK | 💰 £24,750 to £29,625 + Benefits | Hear from the team ✨ (If you are based in London the minimum salary offer will be £27,250)<br><br><em>Please reference any literature that you may refer to, as applications that are highly plagiarised and not your own work. e.g. ChatGPT, will be declined.<br><br></em><strong>Your Day to Day;<br><br></strong>Our Collections team are the financial health heroes at the core of Monzo. They are here to identify and support customers who may be struggling with debt, offering them compassion and options to help. They do this with their top notch understanding of Monzo’s award winning lending products, credit file details and something we call a ‘decisioning process’ - something we’ll teach you all about!<br><br><strong>You Should Apply If<br><br></strong><ul><li>You are able to start on 5th January 2026 and able to attend 7 weeks training, Monday to Friday 9am - 5.30pm</li><li>Prior experience in Collections, Debt Recovery or Customer Service within a contact centre environment experience would be advantageous</li><li>Have a background supporting customers with vulnerability </li><li>You’ll need to have a background supporting customers</li><li>The ability to communicate with customers to the highest standard because we only want the best for them</li><li>You can ask open questions to understand their situation, listen and provide solutions via our in-app chat, outbound and inbound calls and emails</li><li>From time to time things are complex so a keen eye for detail and a high standard of work will really help in this team</li><li>Understanding and keeping up to date with our regulatory obligations and ensuring these are fulfilled in our customer outcomes (in line with the FCA).Most importantly - you live and breathe people and customers like we do<br><br></li></ul><strong>The Interview Process<br><br></strong>Our interview process involves 3 main stages:<br><br><ul><li>Please answer the application questions and the 4 scenarios within</li><li>Recruiter Call - 30 minutes</li><li>Competency-based Values and Role Specific Interview - 60 mins approx.<br><br></li></ul>Our average process takes around 2-3 weeks. If you have any questions please email me on falahahmad@monzo.com<br><br>💰 £24,750 to £29,625 ➕ plus stock options & benefits<br><br>⏰ <strong>Your working life and shift requirements <br><br></strong><ul><li>Working hours fall within Monday to Friday 8am to 8pm and Saturday and Sunday 9am - 6pm (37.5 hours a week, remote working).</li><li>Your shift pattern will vary on a weekly basis, but don't worry, we give you plenty of notice in advance.</li><li>You're guaranteed 1 full weekend off each month.</li><li>We'll guarantee time off on your birthday (if you want it). This will come from your regular holiday balance and provided you have enough to cover it.<br><br></li></ul><strong>🙌 What’s In It For You<br><br></strong>📚£1,000 learning budget each year to use on books, training courses and conferences.<br><br>➕ Plus lots more! Read our full list of benefits.<br><br>We have some guidelines on using Artificial Intelligence (AI) to ace an application and interview at Monzo. You can read them here.<br><br>You’ll hear from us throughout the application process, but if you’ve got any questions, please reach out to falahahmad@monzo.com. You can also use this email address to let us know if there’s anything we can do to make the process easier for you because of disability, neurodiversity or anything else.<br><br>Please note we will close this role once we have enough applications for the next stages. Please submit your application asap to avoid any disappointment.<br><br><strong>Equal opportunities for everyone<br><br></strong>Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our blog, 2024 Diversity and Inclusion Report and 2024 Gender Pay Gap Report.<br><br>We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.<br><br>If you have a preferred name, please use it to apply. We don't need full or birth names at application stage 😊<br><br>

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Common Interview Questions And Answers

1. HOW DO YOU PLAN YOUR DAY?

This is what this question poses: When do you focus and start working seriously? What are the hours you work optimally? Are you a night owl? A morning bird? Remote teams can be made up of people working on different shifts and around the world, so you won't necessarily be stuck in the 9-5 schedule if it's not for you...

2. HOW DO YOU USE THE DIFFERENT COMMUNICATION TOOLS IN DIFFERENT SITUATIONS?

When you're working on a remote team, there's no way to chat in the hallway between meetings or catch up on the latest project during an office carpool. Therefore, virtual communication will be absolutely essential to get your work done...

3. WHAT IS "WORKING REMOTE" REALLY FOR YOU?

Many people want to work remotely because of the flexibility it allows. You can work anywhere and at any time of the day...

4. WHAT DO YOU NEED IN YOUR PHYSICAL WORKSPACE TO SUCCEED IN YOUR WORK?

With this question, companies are looking to see what equipment they may need to provide you with and to verify how aware you are of what remote working could mean for you physically and logistically...

5. HOW DO YOU PROCESS INFORMATION?

Several years ago, I was working in a team to plan a big event. My supervisor made us all work as a team before the big day. One of our activities has been to find out how each of us processes information...

6. HOW DO YOU MANAGE THE CALENDAR AND THE PROGRAM? WHICH APPLICATIONS / SYSTEM DO YOU USE?

Or you may receive even more specific questions, such as: What's on your calendar? Do you plan blocks of time to do certain types of work? Do you have an open calendar that everyone can see?...

7. HOW DO YOU ORGANIZE FILES, LINKS, AND TABS ON YOUR COMPUTER?

Just like your schedule, how you track files and other information is very important. After all, everything is digital!...

8. HOW TO PRIORITIZE WORK?

The day I watched Marie Forleo's film separating the important from the urgent, my life changed. Not all remote jobs start fast, but most of them are...

9. HOW DO YOU PREPARE FOR A MEETING AND PREPARE A MEETING? WHAT DO YOU SEE HAPPENING DURING THE MEETING?

Just as communication is essential when working remotely, so is organization. Because you won't have those opportunities in the elevator or a casual conversation in the lunchroom, you should take advantage of the little time you have in a video or phone conference...

10. HOW DO YOU USE TECHNOLOGY ON A DAILY BASIS, IN YOUR WORK AND FOR YOUR PLEASURE?

This is a great question because it shows your comfort level with technology, which is very important for a remote worker because you will be working with technology over time...